Pages: 109-116

Abstract

The subject of the research is “the relationship between the cost and expenses of Resource facilitating with the returns from resource allocation at the Maskan Bank (also known as the Housing Bank) in Khuzestan province during 2006-2016”. Since being an intermediary is the main task of banks that means collecting Idle Funds on people's needs (Resource Facilitating) and lending from deposits to those who have the ability to use funds for profitable purposes (allocation of resources), the main purpose of this research is to investigate the relationship between the cost and expenses of facilitating resources with the returns from resource allocation at the Bank Maskan (also known as the Housing Bank) in Khuzestan province during 2006-2016. The statistical population in this research includes all branches of Bank Meshkan in Khuzestan province. In this research, a library or documentary method including banks’ financial statements was used to collect required data and information and SPSS software was used to analyze the obtained data. The research hypothesis, which is the cost of resource absorption over the returns from resource allocation, was tested by t-test for the means (averages) of two samples.