An Analysis of Dower Insurance in Iranian Legal System
Azadeh Azardar, Majid Doroudian, Tahmineh Rahmani
The present study aimed to determine the position of dower (Mahrieh) insurance in the Iranian legal system and to examine the conditions as well as the main advantages of dower insurance in the Iranian legal system. The research method was descriptive, documentary and analytical containing a qualitative analysis. Dower insurance is one type of insurances in Iran. The insurance conditions have been determined in such a way that it can cover just some dowers or part of them. In fact, dower insurance is considered as mixed life insurance whose purpose is to invest and save money in order to bail the wife out. In the dower insurance, the husband makes a long-term or short-term contract with the insurance company, and he pays a certain sum or sums of money monthly or annually, or even to pay all the money in cold cash to the insurance company. In return, the insurer is obliged to pay his wife's dower when the contract comes to a conclusion regarding the amount and size of the selected capital.