international journal of business management
Reviewing and Presenting Executive Solutions for Improving Financial Ratios and Banks Profitability
Maziar Farzin Motamed, Ali Asghar Lotfi
This study aims to review and present executive solutions for improving financial ratios and banks profitability (Case study: Parsian Bank). The statistical population of this research is Parsian Bank Branches of Tehran Province.
The statistical method used in this study is multi-variable regression method. The results of this research show that indices of capital adequacy ratio, granted facilities, and cost management do not have a positive and significant effect on return on assets and net interest income margin of the Parsian bank. Also, the results showed that factors of credit risk and interest rate cut have a negative and significant effect on assets return and net interest income margin of Parsian bank.